Saving & Budgeting

Saving & budgeting is the foundation of personal finance. Only 33% of all millionaires earn over $100k annually. Building wealth is a long-term endeavor and budgeting is the centerpiece. Most consumers overlook the financial impact of choosing a home, automobile, college, and everyday expenses. Breadwinners Academy cohort includes but is not limited to the following:

• Building our rainy-day fund

• Building our emergency fund

• Identifying needs vs wants

• Building our budgeting plan
  

“If you can’t budget, you can’t save, if you can’t save how are you going to pay for life’s unexpected expenses?” - Jason Lockett Sr.